Selected Insurance Sites

N.C. State Government Web Sites

• North Carolina Department of Insurance—http://www.ncdoi.com/
  "The Department of Insurance, which was created by the N.C. General Assembly in 1899, is responsible for admitting, licensing, and regulating insurance companies. Commissioner Jim Long and the Department of Insurance also regulate the various kinds of insurance sold in this state and the companies and agents selling it."

• North Carolina Insurance Guaranty Association (NCIGA)—http://www.ncrb.org/nciga/
  "The North Carolina Insurance Guaranty Association (NCIGA) is a nonprofit, unincorporated legal entity created by Statue to protect North Carolina insurance policyholders and claimants from severe financial losses and delays in claim payments due to the insolvency of a member property and casualty writing insurance carrier. Statutorily created obligations include providing a mechanism for the payment of covered claims as defined by applicable statutory language, assisting in the detection and prevention of insurer insolvencies, and providing an association to assess the cost of such protection among insurers."

• North Carolina Rate Bureau (NCRB)—http://www.ncrb.org/ncrb/
  "North Carolina Rate Bureau (NCRB) is a nonprofit, unincorporated rating bureau created by the General Assembly of North Carolina under the provisions of Article 36 of Chapter 58 of the General Statutes of North Carolina on September 1, 1977. NCRB provides services and programs for the insurance industry in North Carolina for automobile, property and workers compensation." For workers’ compensation services, click http://www.ncrb.org/ncrb/WorkersCompensation/tabid/75/Default.aspx.

• North Carolina Reinsurance Facility (NCRF)—http://www.ncrb.org/ncrf/
  "Created in 1973, the mission of the North Carolina Reinsurance Facility (NCRF) is to ensure that all eligible risks can purchase auto liability insurance, to ensure the right premiums are collected and the correct losses are paid, and to minimize the impact on policyholders and companies in North Carolina."

• North Carolina Self-Insurance Security Association (NCSISA)—http://www.ncsisa.org/
  The NCSIGA (formerly the North Carolina Self-Insurance Guaranty Association) is a nonprofit, unincorporated association that provides mechanisms to pay claims covered under self-insurance coverage, "to avoid excessive delay in payment, to avoid financial loss to claimants because of the insolvency of a self-insurer, and to assist, when called upon to do so by the [Insurance]  Commissioner, in the detection of self-insurer insolvencies."

Insurance Industry Web Sites

• Life Insurance Wiz Quotes.com—http://www.lifeinsurancewiz.com/
  "Life insurance company that offers free online quotes for auto, health, homeowners, whole and term life insurance. Also provides a list of insurance resources and glossary terms."

• Long-Term Care Insurance Quotes Wiz.com—http://www.longtermcarewiz.com/
  Site "offers free insurance quotes for long term care, life, health, nursing home, and disability insurance, and provides alternatives for estate planning."
   
• North Carolina Casualty Adjusters Guide®—http://www.cagworld.com/Editions/?EditionID=30
  This publication "is free to all identified insurance company adjusters in the State of North Carolina. It is also the official directory and web site of the N.C. Adjusters Association."

Insurance Industry Professional Organizations Web Sites

• National Association of Insurance Commissioners (NAIC)—http://www.naic.org/
  "The National Association of Insurance Commissioners (NAIC) is the organization of insurance regulators from the 50 states, the District of Columbia and the four U.S. territories. The NAIC provides a forum for the development of uniform policy when uniformity is appropriate."
   
• North Carolina Adjusters Association (NCAA)—http://www.ncclaims.com/
  This is the association’s web site.

Insurance Law Web Site

• LexisNexis.com Insurance Law Center—http://law.lexisnexis.com/practiceareas/insurance
  This Insurance Law Center provides individuals with a comprehensive collection of insights and analysis from experts around the country.

Workers’ Compensation Insurance Web Sites

• NCCI Holdings, Inc.—http://www.ncci.com/
  "NCCI was established over 75 years ago to support a fair and healthy workers compensation industry through the delivery of three core services:
   
• "Ratemaking and Regulatory services
   
• "Experience ratings and other risk services, and
   
• "Residual Market management"
• Workers’ Compensation Forum—http://www.workerscompensationinsurance.com/
  "This site is brand spanking new and is dependent upon visitors who have something to say related to the Workers’ Comp Industry. It will be those opinions and ideas which will become the body of this site. Share your thoughts and experience with others in order to create an overall view of the industry."